By Ox Drover
What’s the most important thing the sociopath took from you? Money? Love? Your home? Your self-esteem? Sex? Or, is it something else, which in my opinion may be even more important than just about anything?
The most important thing I think I lost from every sociopath I ever dealt with was my own confidence in myself to make assessments about people and then, reasonable choices about those people, based on those accurate assessments.
Many former victims have said that they just have trouble “trusting others” again after being totally hoodwinked and ripped off for so many important things in their lives by the sociopath. Is it others that they don’t trust, though, or are they unable to trust themselves to make accurate assessments of others they may meet in the future? I think it isn’t so much others we don’t trust, as it is ourselves we don’t trust to make good judgments of the intentions and sincerity of others.
Dr. Abraham Maslow’s “hierarchy of needs” says that the first thing we are concerned with in our lives is out biological needs for oxygen, water, food and relatively constant body temperature. These are the strongest needs we have, about in that order, because if we don’t have these things not much else matters.
The next need we have, according to Maslow, when the physiological needs are satisfied and are no longer controlling out thoughts and behaviors, is the need for safety and security. We (adults) don’t usually think about “safety” until we feel threatened. Of course after we have been injured by a sociopath, we really don’t feel safe at all. Our world of safety is upside down.
The next highest need of mankind, according to Maslow, is the need for love, affection and belongingness. We seek to overcome feelings of alienation and loneliness by both giving and receiving affection.
If our need for “safety” is not satisfied, it is very difficult for us to seek affection, because we feel threatened.
However, because we had difficulty “seeing” from the looks or behaviors of past encounters with sociopaths that these people were “dangerous” to us, we become “paranoid” of others, especially new others. We want the affection of others, but because we have failed in the past to correctly assess the dangerousness of previous people we felt affection for, we are afraid to get too close to others. It is not so much the others that we don’t trust, as we don’t trust ourselves to make good choices.
Not feeling safe makes it very difficult for us to advance on to the “higher needs” such as affection and connectedness with others when we fear that we may make another poor assessment of another’s sincerity and motives with will lead to more pain and injury.
Rather than working on trying to trust others, I suggest we should work on learning to trust ourselves and our ability to make valid and correct assessments of others. This may seem that it is the same thing, but I actually don’t think it is at all.
How do we learn to trust ourselves again? How do we put our past mistakes in assessment of others we have sought to have mutual affection with behind us?
I think we do it slowly by forming new friendships, first of all, rather than looking for a lifetime mate. We meet new people in our environment, or go out and seek to interact with new people. We keep our distance at first from these new people, and we look at them, watching their behavior, and watching for the red flags of deception in their words and actions.
We educate ourselves on what we believe makes a good friend, and we accept nothing less in those that we allow to become closer friends.
We look at people who are already in our “circle” and assess them by what we know about their past and current behavior. Does this person now, or have they in the past, shown less than stellar respect for us? What are the benefits versus the liabilities of having this person in our lives? Maybe we decide that this person doesn’t fit well within our circle of people we think we can trust and we distance ourselves from them.
Just as a child slowly learns whom they can trust by observation, or just as an animal learns that certain people are liable to hurt them, or that certain people will reward them for approaching, we need to reeducate ourselves slowly and carefully, and learn to trust ourselves. If we trust ourselves, it will be much easier to trust ourselves to keep us safe when we venture into “unknown” territory, because we will know that we will keep ourselves safe by our valid and good observations.
We will also know that caution with others is a good thing to have. We will validate that we respect ourselves and love ourselves enough to keep ourselves safe without depriving ourselves of the opportunity to have the love, affection and connectedness that we, as humans, need and want.
I gotcha–you can’t afford to travel. I hear that.
If I were a P, I would just say “screw you” to Citimortgage and go into foreclosure. I could easily live here for a year and save money. I actually have some moral conflict about not honoring my agreement to them, even though it’s an extreme hardship and leaves me with a huge liability in this current economy. I think a mortgage is like a marriage. You make a promise for better or for worse. As long as I can continue to pay the mortgage, I feel bad about not doing it. But if I continue on like this I will be bankrupt at the next big home repair or medical emergency. It also kills me to wreck my credit. My high credit score means something to me, even though I can’t use it for anything. I can’t buy anything with no money left over after paying bills. I’m really stuck in a rut and the way out is a mine field.
Sky,
Even though our situations are different we are going through the same thing. We are both scared and overwhelmed. What is the scariest thing for you? Are you afraid you won’t be able to survive?
I’m terrified to give up the security of my good credit and my stable home ownership. And yet, I will never get out of my rut if I don’t take a risk and play chicken with Citimortgage. Getting out requires a huge risk. I’m really really scared. It is sitting like a big heavy metal plate in my chest. But if I have the kahones to stand my ground and not pay them, there’s a good chance I will get a loan modification at some point.
The only thing I can say to you is the same thing I’m saying to myself. It will be okay. I will survive. You will too. You will get through this. The thing about fear is…it’s scary!!!
Star, yeah, I know, my credit is still good, but for how long?
I forgot that you can sometimes play chicken by not paying your mortgage and then they pay attention. But at the same time, it does ruin your credit. Then when the economy gets better, you won’t have your credit to rely on. We need a source of income.
The Christmas season is coming up. Is there a way you can market your skills into the gift giving season? Like sell gift certificates? Just something to help cushion you, you know, build a little nest egg?
BTW, My house is paid for but it’s a wreck. I mean it’s livable but barely. I’m just too tired and depressed to even clean it. So I’m living at my parents’ home and it saves money, but I’ve got so much CC debt because the P forced me into it. He was hoping that it would destroy me and I would kill myself, I guess. He’s not good with money and doesn’t understand the real world. He wouldn’t allow me to re-fi the home so that we could pay lower rates than credit cards. He said he wanted to make sure that we never lost the house. So we paid it off. But he is sooooooooooooooooo stupid, he thought I would end up dying with the debt and he could inherit the house I guess. Peter Pan don’t know much about money.
Sky,
Could you rent out your house that you’re not living in?
To answer your question, Yes, I could probably save a few hundred $$$ by doing more massages and pet sitting. But it doesn’t help me get out of my situation. I will always be struggling to make ends meet for the rest of my life. The mortgage is just to high and the liability too great to make this a worthwhile place to stay forever. I have put my life on hold for 3 years to pay this high mortgage. I cannot afford decent medical care (high co-pays). I cannot afford to get a massage once a month or to go out to dinner or a movie. I’m pretty much held hostage by this high mortgage. And I am $50,000 upside down on it. I just don’t see any other way out.
If I stayed and paid back the 6 months’ mortgage, I’d be back down to next to no savings. I’d basically be protecting my credit. But at what cost? What good is good credit if you can’t use it for anything? I feel like although my credit is high, I have poor quality of life. If I get out, I can maybe save up $15,000 before I get foreclosed on. It doesn’t seem like much, but in a few years when my credit rebounds, I can buy back a condo exactly like mine for half of what I currently owe on it.
Star, About renting the house:
The house is in bad shape and I know that my xP is controlling the neighbors. He found P’s to come buy homes in my area. I KNOW IT SOUNDS CRAZY, but whatever he did, people that I bent over backwards to help (taking them to the doctor, doing all the community water board work, saving their homes from broken pipes) HATE ME. I’m not a bad person, and I keep to myself. I KNOW that he went around slandering me. Most likely he showed them a porn video of me, that he made without my knowledge – that’s the kind of mind that he has. I just don’t understand how he could get people who don’t even know me except when i’ve helped them, to hate me.
anyway, I fear that renting the home would just backfire on me as he would sabotage that too. That’s one of the reasons I’m still speaking with him. I’ve ruined so many of his N-supplies. They all understand that he is a conman. Now I want to ruin his confidence, to keep him away from my home on the island. Unfortunately for me, I don’t like doing this. I get no pleasure from it so it is a real drain. I still have lots of P-problems to deal with: he still has keys to the house, the cops are still on his side (afaik), the neighbors are still idiot-p’s.
At this point I think my real road block is my PTSD and my own brain.
Star,
We don’t know what the future holds in terms of the financial situation. The DOW went over 10,000 the other day, but then profit takers brought it down.
That’s why I would hate for you to give up – just yet – on your condo. You have 2 weeks. Maybe you can get help.
I did a quick google and found this:
http://answers.yahoo.com/question/index?qid=20080907180751AAjmSyL
Look at the this post:
As to what will happen to you in a foreclosure or short sale, I would need to know what state you are in.
Anyway, here are your three options to keep your home:
1. Loan Modification – Hire a loan Modification company (don’t do this on your own) who use real estate lawyers to write letters to your lender in order to modify the loan balance and/or rate.
2. New FHA Loans – New FHA loans are coming out on October 1st which will give you a loan of 95% of your current appraised value. This is good if you are upside down on your house.
3. Forbearance agreement – You can ask your lender for a Forbearance agreement if your hardship is temporary, such as a loss of a job. This option allows you to work something out with your lender to buy you time to catch up on your payments.
FYI…The law you reference is correct. If it is your primary residence and you get 1099ed by your lender, then your accountant can help you fight up to 250k if you are single and 500k if you are married.
Regards,
Satar Naghshineh
Source(s):
I am a CA Licensed Real Estate Broker specializing in helping people in foreclosure and helping people purchase foreclosures.
Do the two of you own the house together or is it your house? You need to start taking even baby steps to disentangle your life from his. If the house is yours, change the locks. Find out what he can do legally to sabotage you getting a renter. And find out how you can protect yourself. You need to take some type of action. Maybe you can sell the house and move?
I am (sadly) way too aware of my options with my condo. The thing is I already entered into an agreement 6 months ago. They gave me 6 months of free mortgage. Now the agreement is over, and they want me to pay it back or wreck my credit. It’s too late to get a loan mod or short sale in within the 2-week period. That’s the problem. I was looking at re-applying for a loan mod or a short sale in August. But my contact person there said I should wait becuase they would automatically review me for a loan mod before my contract ended. He said that he could also rewrite the contract if it needed to be extended. These turned out to be lies.
Now he is out of the picture, and I have no contact person. All the things he told me are null and void. If I apply for a loan mod or short sale now, it’s too late to save my credit and prevent the foreclosure.